About Christine "Agent Badger"

I've Spent 35 Years Catching What Everyone Else Misses

My name is Christine, but in the world of healthcare billing fraud, I'm known as Agent Badger.

I've audited over 1,000 hospital bills. I've exposed more than $5 million in fraudulent and incorrect charges.

My success rate is 98.8%.

Why I Fight

I didn't get into this work because I love spreadsheets or billing codes.

I got into it because I watched people I care about get crushed by a system that's designed to confuse, overcharge, and exploit.

I've seen families choose between paying fraudulent medical bills and keeping their homes.

I've seen insurance brokers prioritize profits over dying patients.

I've seen hospitals charge $27,000 for care that should cost $1,500—and get away with it because nobody knew how to fight back.

I got sick of it.

What I Know That "Experts" Don't

Most people writing about healthcare costs are journalists, policy wonks, or academics.

They report on the problem. They theorize about solutions. They write books with vague advice like "negotiate your bills."

I don't write about healthcare fraud.

I fight it. Every day. With real bills, real hospitals, and real results.

I know:

Which CPT codes are red flags for fraud
Exactly how to challenge inflated charges
What to say when negotiating with billing departments
When to escalate to state agencies
How to vet healthshare programs (the real ones vs the scams)
How to spot fake "Direct Primary Care" practices

This isn't theory. This is what I do.

My Track Record

Over 35 years, I've:

Audited 1,000+ hospital bills
Saved clients millions of dollars
Maintained a 98.8% success rate
Never lost to a hospital billing department
Never lost to a collections attorney
Exposed systematic fraud in everything from CPT code upcoding to facility fee scams

One recent example: A client was billed $27,314.50 for a routine hospital stay. After my audit, the actual owed amount was $1,549.75.

Savings: $25,764.75.

That's not a typo. That's fraud. And it happens every single day.

Why "Agent Badger"?

Badgers are small, but they're relentless.

They fight animals 10 times their size and win.

They protect their territory fiercely.

They don't back down.

That's how I approach every fraudulent medical bill—like a badger facing down a bear.

The hospitals have armies of billing specialists, attorneys, and collections agencies.

I have 35 years of experience, a toolkit full of weapons, and an undefeated record.

What I Believe

I don't trust insurance companies. I don't trust hospital billing departments. I don't trust politicians who claim they'll "fix healthcare."

I've seen too much.

But I do trust this: When you know how the system works, you can beat it.

That's why I created The 10 Steps to Healthcare Freedom.

I can't change the entire healthcare system. But I can give you the exact tools I use to catch errors and fraud, negotiate bills, and save thousands, and, just as importantly, I can teach you how to avoid the high cost bills before you incur them (but while you still get the care you need).

What I'm NOT

I'm not a lawyer. I'm not a doctor. I'm not a financial advisor.

I'm a healthcare billing savings expert with 35 years of experience who's tired of watching people get scammed.

I don't offer legal advice. I don't diagnose medical conditions. I don't manage your investments.

I teach you how to avoid medical bills and also how to spot billing errors and fraud and fight back.

That's it. That's what I do.

My Promise

I won't sell you false hope.

I won't promise that every bill can be reduced to zero.

I won't tell you the system is fair or that "regulation" will protect you.

But I will give you:

The exact tools I use
The exact tactics that work
The exact knowledge that's saved people millions
A 35-year track record of results

Then you do the work.

You fight your own battles.

You keep the savings.

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